A creditor or debt collector can only make 3 phone calls or letters per week.
Phone or personal contact can only be between the hours of 7:30 am 9:00 pm on weekdays.
No contact allowed on national public holidays.
A debt collector is a person who collects debts.
A debt collector must be co-operative and is obliged to treat you in a professional manner.
If you can reach an affordable arrangement with a debt collector: