Dec 12

Debt Consolidation Services

If you are facing an impossible and terrifying amount of debt to various creditors, then a debt consolidation service could be the answer to your problems. Debt consolidation services can help you get out of debt quicker than you ever imagined, as well as helping you save thousands on crushingly huge interest rates. When you […]

Dec 10

Debt Consolidation Explained

Debt consolidation is the process of combining all your debts into one easy to manage repayment. Essentially you take a loan that is used to pay off all your existing loans, leaving you with the just the one loan to repay. There are many options available, but the principle is always the same. Why get […]

Oct 09

What to do if you’ve been refused a debt consolidation loan

Have you tried to consolidate your debts but you have been refused a debt consolidation loan due to your bad credit history? If your debts have become too difficult to manage and you feel that you have lost control then you may wish to consider a formal debt solution. Let us explain more about your […]

Sep 10

Formally negotiate and settle your debts & avoid losing your house

Being in debt can be a difficult period for anyone. Constantly receiving harrassing phone calls and letters coupled with the feeling of helplessness you can feel when you do not know how or when you will be able to keep making repayments is stressful and depressing. If you have a mortgage and a family this […]

Aug 02

Debt Consolidation for low income earners

Debt Consolidation is a financial option for people who wish to combine several debts into one single account. It makes it easier for people to track and manage their debt repayments by combining all of their debts into one single account. Unfortunately debt consolidation can be difficult unless you are a high income earner with […]

Jun 19

Credit Card Debt Consolidation Advice

Are you thinking about consolidating your credit card debts? If you have too many credit cards, consolidating them might be the best option. There are several ways to do this. If you have never defaulted on any of your debts and have a good credit rating, you might be able to either transfer all your […]

May 30

Informal Debt Arrangement

Here at Get Debt Free, we always recommend that you first approach your creditors and attempt to have your debts rescheduled with an informal agreement (ie that is without our formal intervention). We find that an informal agreement is usually successful if you only have one or two creditors. If you have more than two […]

May 24

Release of Equity

If you are a property owner and you have a sizeable amount of equity in your property, you may be able to go to your financier and apply for a “redraw” or commonly known as an “equity release”.  Your lender may want to revalue the property to ensure that it hasn’t gone in value but […]

May 23

Things to consider before taking a debt consolidation loan

There are multiple aspects to consider before taking out a debt consolidation loan: Loan selection An ideal loan will have low account keeping fees, low interest rate fees and low establishment fees. Please bear in mind that the sum of these fees and charges will have an effect upon the total effective interest rate, as […]

May 21

Debt consolidations loans

Debt consolidations loans are used by every day Australians to consolidate more than one debts into the one loan. They are a great option because, they allow you to only repay one debt per month rather than a handful and that makes life easier. Debt Consolidation loans reduce the risk of attracting default interest as […]