Some debt relief agencies have given the industry a bad reputation. Before 2007 the industry wasn’t regulated very well and companies were not required to be registered to provide services for Debt Agreements. This changed in 2007 and all Debt Agreement Administrators must now be registered with the Insolvency Trustee Service Australia (AFSA). AFSA performs […]

Keep a record of your debts If you are concerned about your debts, then make sure you keep a full record of them. If you decide to call us for assistance, we will need full details of all of your debts, including: Name of creditor Account number Current amount Date incurred Last payment If you […]

If you are trying to get out of debt, you will first need a budget to underpin your goal. Once you have prepared your budget you need to stick to it. Sticking to a budget can be difficult but if you want to get out of debt you must be prepared to stick to it. […]